Why I Do This Work as a Health Insurance Advocate

I never set out to sell insurance. I was a teacher and nonprofit founder before this chapter of my life began. My journey into health insurance advocacy came after walking through my husband Craig’s stage 4 colon cancer diagnosis. That experience showed me just how broken and complicated the system can be.

I started Health Insurance Mom because I wanted to help others avoid that same stress and confusion. My mission is simple: to give the same care and honest advice I’d give my own family. I believe in making a difference quietly but meaningfully—with empathy, education, and advocacy at the heart of everything I do.

What I Can Help You With for Coverage Options

When you work with me, you’re not just buying a plan—you’re getting a partner who wants you to feel confident about your choices. Some of the options I can walk you through include:

Whether you’re single, raising a family, or running a business, I’ll take the time to get to know your situation and recommend plans that truly fit.

The Challenges Most People Face With Health Insurance

If you’ve ever felt frustrated with insurance, you’re not alone. Here are some of the challenges I hear most often:

• “The private market is so confusing.”
• “The marketplace and tax credits don’t make sense.”
• “I don’t even know what’s covered in my annual exam.”
• “I feel overwhelmed by all the choices.”

That’s where I come in. My job is to make things clearer, not more complicated. Together, we’ll look at your options and find a solution that feels right—not rushed, not pushed, but truly understood.

Private Market vs. Public Programs

Private Market Options

Private plans give you flexibility and choices. They can include PPOs, HMOs, and other networks, often with bigger provider lists and customizable benefits. They’re a great fit if you’re healthy, travel often, or just want solid protection for unexpected situations.

Public Programs

Programs like Medicare, Medicaid, or your state exchange (here in Colorado, that’s Connect for Health) are designed to make care more accessible based on income, age, or medical needs. These can be a lifesaver if you have chronic conditions, expensive medications, or need financial assistance.

I’ll help you weigh both sides so you can see what truly makes sense for your health and your wallet.

Where to Begin Your  Health Insurance Search

There’s no one-size-fits-all answer, but here are a few guidelines:

• Marketplace plans might be right if you take daily medications, have an upcoming surgery, or qualify for financial help.
• Private market plans might be better if you’re healthy, travel often, or simply want coverage for preventive care and emergencies.

Every situation is unique, which is why sitting down with a licensed advisor matters. I’ll help you look at the details so you can feel confident moving forward.

My Promise to You

I see every client as more than a policy number. I see you as a person with a story, concerns, and hopes for your health and your family’s future. My goal is to educate, empower, and support you—so insurance feels like a tool, not a burden.